When an invoice is created the posting entries are a debit to A/R and a credit to an Income account. When a payment is received the posts are a credit to A/R and a debit is forced into an Asset account or "Liabilities". I need to be able to direct the debit into an Expense account from time to time as a discount may have been granted after the invoice was posted. Additionally, it would be nice to be able to enter more than one Transfer Account for a single payment. Combined with the above I could take care of a payment and discount all at once.

Thanks for your consideration